Share with everyone, where should the money earned be placed?

I have been struggling in the Philippines for five or six years, and recently I have actually been worrying about this matter. I would also like to hear everyone's opinions and discuss together.

1. The money earned is transferred back to the home country (I least recommend this method, as it will serve as evidence if investigated in the future).

2. Sending cash back to the home country (this is possible, but only if you plan to live there in the future, otherwise it will be troublesome to move the money again).

3. Open a bank account abroad, for example in Hong Kong or Singapore (this method is feasible, but if you just open an account and deposit money without residing in that country, there is a risk of having your bank card frozen in the future).

4. Settle abroad, buy a house, buy a safe, and keep the money at home (I agree with this, but it also has risks).

5. Store in cryptocurrency, store in USDT (this is also feasible, convenient to take with you at any time).

If you plan to live back in your home country in the future, my advice is to send cash domestically. For someone like me who does not plan to return, I use methods 4 and 5.

However, remember one thing, whether you plan to return or settle abroad, the money you earn is considered "dirty money" (without legal source proof) and you will still need to find ways to launder it in the future, such as investing in real estate, investing in U.S. stocks, etc.

I wonder how my fellow brothers who are striving in the Philippines and Southeast Asia protect their assets and launder their money? It's time to consider this issue. It really doesn't matter how much money you have. If you think you earn too little to consider this, then that's a problem with your perception (such people might be exploited in the future).